We believe that strong businesses are the backbone of our community. As a business owner, your time is best spent serving your customers, not worrying about whether your assets are properly covered. We understand the risks associated with companies of all sizes and take the time to LEARN what makes your business unique. This allows you to focus on what you do best.

Common Business Insurance Coverages

General Liability Insurance

  • Coverage: Protects against claims of bodily injury, property damage, and personal injury.

  • Ideal For: Businesses of all sizes that interact with the public or operate physical premises.

Workers Compensation

  • Coverage: Provides benefits for employees who are injured or become ill due to work-related activities.

  • Ideal For: Any business with employees, ensuring they are covered for medical expenses and lost wages.

Business Interruption Insurance

  • Coverage: Compensates for lost income and covers operating expenses if your business is temporarily closed due to a covered event.

  • Ideal For: Businesses that rely on continuous operations, especially those with significant fixed costs.

Commercial Auto Insurance

  • Coverage: Covers vehicles used for business purposes, including liability, collision, and comprehensive coverage.

  • Ideal For: Businesses with company-owned vehicles or those that use vehicles for business operations.

Property Insurance

  • Coverage: Covers damage to your business’s physical assets, including buildings, equipment, and inventory.

  • Ideal For: Businesses with significant physical assets that need protection from risks like fire, theft, and natural disasters.

Professional Liability Insurance

  • Coverage: Protects against claims of negligence, errors, or omissions in the professional services you provide.

  • Ideal For: Service-based businesses such as consultants, architects, and accountants.

Cyber Liability Insurance

  • Coverage: Protects against losses from data breaches, cyber-attacks, and other digital threats.

  • Ideal For: Businesses handling sensitive information or dependent on digital operations.

Business Owners Policy (BOP)

  • Coverage: Combines Multiple coverages listed above into one package policy.

  • Ideal For: Nearly all businesses!

Contact us to inquire about any other special coverages or classes!

Our Best Classes of Business

  • Commercial Real Estate

  • Condominium and Townhome Associations (Residential Property)

  • Contractors

  • Financial Services

  • Garages - Auto/Truck Repair and Dealers

  • Hard to Place Businesses

  • Healthcare

  • Manufacturers

  • Personal Care Services

  • Pet Care Services

  • Printers and Publishers

  • Professional Services

  • Religious, Cultural, and other Non for Profit Organizations

  • Restaurants and Food Service

  • Retail

  • Service Businesses

  • Technology Services

  • Transportation and Logistics

  • Wholesalers and Distributors

  • Many more - Call us today!